Coastal Funding Corporation

Your Hometown Mortgage Solution

Explore Your Mortgage Loan Options...
Coastal Funding Corporation

Coastal Funding is a company where the genuine care and well being of our clients is our main priority. We pledge to provide the highest level of customer service, constant communication and the most competitive loan products to our clients. Come see why Coastal Funding is your Home Mortgage solution...

We have Direct Fannie Mae and Freddie Mac Lenders

Direct Lending means no overlays
3% or 5% down payment options 620 min FICO

We offer all FHA Loan Programs (including 203k)

3.5% down payment 580 min FICO

Streamline Refinance ( No Appraisal )

DPA Programs Available

Proudly serving those who Serve.

No down payment required
Cash out refinance

IRRRL (Interest Rate Reduction Refinance Loan)

U.S.D.A. Offers a No Money Down Option

600 min FICO

A Jumbo Loan Alternative

A conventional loan program requiring a 10% Down Payment and a Maximum loan amount of $765,600

Self Employment Specialist

  • 1, 12 or 24 month Bank Statements
  •  Asset Only Program
  • CPA Letter Program
  • Rental Income Only 

Primary Residence - Second Home - Investment

  • Single Family

  • Condos

    *Non-Warrantable Condos Allowed

  • Investment Properties

  • Town Homes

  • Modular and Manufactured Homes

  • Self-Employed or 1099
  • Stated Income for Investors
  • Non-Occupying Co-Borrowers Allowed
  • Commercial Loans
  • Jumbo Loans
  • Construction Loans

We overcome many of the “Verifying Income” obstacles you face from being self-employed.

Call us today for your free Mortgage Loan Consultation and Credit Analysis...

No income or asset verification on investment property. Contact us for more information.

It’s like having a Co-Signer for your new home…

Commercial loan options available. Contact us for more information.

A loan is considered Jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $510,400 for a single-family home in all states.

Our Jumbo programs start at a 580 FICO. We offer a variety of Jumbo Alternatives as well...

Currently, we offer 2 types of construction financing.

  • One Time Close
  • Two Time Close

Give us a call for more information...

Credit Scores :
Conventional Loans 620+ FICO -Elite Pricing Starting at 660
USDA 600+ FICO - FHA-VA 580+ FICO

Coastal Funding Corporation: More Lenders, More Options...

Apply Now

Come join us at our downtown Pensacola office the 3rd Friday of the month for Gallery Night…

We are located at 216 South Palafox Place
next door to Intermissions and across from the Artel Gallery...

Live Artists, Wine Tastings, Games, Prizes and lots of entertainment…

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