Coastal Funding Corporation

Coastal Funding Corporation

Your Hometown Mortgage Solution

Coastal Funding is a local mortgage company where the genuine care and well being of our clients is our main priority. We pledge to provide the highest level of customer service, constant communication and the most competitive loan products to our clients.
Come see why Coastal Funding is your Hometown Mortgage Solution...

We have Direct Fannie Mae and Freddie Mac Lenders

Direct Lending means no overlays
3% or 5% down payment options 620 min FICO

We offer all FHA Loan Programs (including 203k)

3.5% down payment 580 min FICO

Streamline Refinance ( No Appraisal )

DPA Programs Available

Proudly serving those who Serve.

No down payment required
Cash out refinance

IRRRL (Interest Rate Reduction Refinance Loan)

U.S.D.A. Offers a No Money Down Option

600 min FICO

A Jumbo Loan Alternative

A conventional loan program requiring a 10% Down Payment and a Maximum loan amount of $765,600

Primary Residence - Second Home - Investment

  • Single Family

  • Condos

    *Non-Warrantable Condos Allowed

  • Investment Properties

  • Town Homes

  • Modular and Manufactured Homes

  • Self-Employed or 1099
  • Stated Income for Investors
  • Non-Occupying Co-Borrowers Allowed
  • Commercial Investment Loans
  • Jumbo and High Balance
  • Gift Funds Allowed

We overcome many of the “Verifying Income” obstacles you face from being self-employed.

Call us today for your free Mortgage Loan Consultation and Credit Analysis...

No income or asset verification on investment property. Contact us for more information.

It’s like having a Co-Signer for your new home…

Commercial loan options available. Contact us for more information.

A loan is considered Jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $510,400 for a single-family home in all states.

Our Jumbo programs start at a 580 FICO. We offer a variety of Jumbo Alternatives as well...

Gift funds from family member allowed on most loan programs. Contact us for more information and details.

Credit Scores :
Conventional Loans 620+ FICO -Elite Pricing Starting at 660
USDA 600+ FICO - FHA-VA 580+ FICO

Coastal Funding Corporation: More Lenders, More Options...

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