Coastal Funding Corporation

Your Hometown Mortgage Company

Take a look at our options

Ready to begin your journey?

Feel free to look around

Take a look at our options

Coastal Funding Corporation

Your Hometown Mortgage Company

Take a look at our options
Coastal Funding Corporation

Loan Options

We have Direct Fannie Mae and Freddie Mac Lenders

Direct Lending means no overlays
3% or 5% down payment 620 min FICO

We offer all FHA Loan Programs (including 203k)

3.5% down payment 580 min FICO

Streamline Refinance ( No Appraisal )

Proudly serving those who Serve.

No down payment required
Cash out refinance

IRRRL (Interest Rate Reduction Refinance Loan)

U.S.D.A. Offers a No Money Down Option

600 min FICO

A Jumbo Loan Alternative

A conventional loan program requiring a 10% Down Payment and a Maximum loan amount of $765,600

12 or 24 month bank statements

VOE only program

CPA letter program

Rental income only 

No Money Down Options Available

  • Single Family

  • Condos

    *Non-Warrantable Condos Allowed

  • Investment Properties

  • Town Homes

  • Modular and Manufactured Homes

  • Self-Employed / 1099
  • Stated Income for Investors
  • Commercial Loans
  • Non-Occupying Co-Borrowers Allowed

We overcome many of the “Verifying Income” obstacles you face from being self-employed.

No income or asset verification on investment property. Contact us for more information.

Commercial loan options available. Contact us for more information.

It’s like having a Co-Signer for your new home…

Options for Credit Scores 580 and Below Available

More Lenders Equals More Options...

Apply Now

Come join Coastal Funding at our Downtown Pensacola office

located at 216 South Palafox Place the 3rd Friday of every month for Gallery Night…

Live Artists, Wine Tastings, Games, Prizes and lots of entertainment…

WordPress Appliance - Powered by TurnKey Linux