Coastal Funding Corporation
Your Local Hometown Mortgage Solution
Coastal Funding is a local mortgage company where the genuine care and well being of our clients is our main priority. We pledge to provide the highest level of customer service, constant communication and the most competitive loan products to our clients.
We have Direct Fannie Mae and Freddie Mac Lenders
Direct Lending means no overlays
3% or 5% down payment options 620 min FICO
We offer all FHA Loan Programs (including 203k)
3.5% down payment 580 min FICO
Streamline Refinance ( No Appraisal )
DPA Programs Available
Proudly serving those who Serve.
No down payment required
Cash out refinance
IRRRL (Interest Rate Reduction Refinance Loan)
U.S.D.A. Offers a No Money Down Option
600 min FICO
A Jumbo Loan Alternative
A conventional loan program requiring a 10% Down Payment and a Maximum loan amount of $765,600
Self Employment Specialist
- 1, 12 or 24 month Bank Statements
- Asset Only Program
- CPA Letter Program
- Rental Income Only
Primary Residence - Second Home - Investment
We overcome many of the “Verifying Income” obstacles you face from being self-employed.
Call us today for your free Mortgage Loan Consultation and Credit Analysis...
No income or asset verification on investment property. Contact us for more information.
It’s like having a Co-Signer for your new home…
Commercial loan options available. Contact us for more information.
A loan is considered Jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $510,400 for a single-family home in all states.
Our Jumbo programs start at a 580 FICO. We offer a variety of Jumbo Alternatives as well...
Gift funds from family member allowed on most loan programs. Contact us for more information and details.