Coastal Funding Corporation

Loan Programs

  • 15,20,30 Year Fixed

  • 3/1-5/1-7/1 ARMS

  • HOME-POSSIBLE

  • HOME-READY

  • HOME-STYLE RENOVATION

  • HOME-ONE
  • 3% Down Payment

  • Down Payment Assistance

  • Credit Scores from 620 FICO

  • All Available FHA Programs

  • Credit Scores From 550

  • 3.5% Down Payment

  • Non-Occupying Co-Borrower Allowed

  • Streamline Refinances

  • Cash-Out Refinancing

  • 203k & 203ks

  • All Available VA Programs

  • Credit Scores From 580

  • Up To 100% Financing

  • IRRRL Refinance

  • No Mortgage Insurance

  • No Fees

  • Fast & Easy

  • All Available U.S.D.A. Programs

  • Credit Scores From 620

  • Up To 100% Financing

  • Pilot Refinance Program

Self-Employed Borrower Alternative Income Documentation:

  • 12 & 24 month Bank Statement Loans
  • 1099 Only
  • CPA Letter Only
  • Rental Income Only
  • 1 Month Bank Statement Program

W2 Employee:

  • Verification of Employment Form Only
  • Bank Statement Program
  • Assets as Income Program

Bankruptcy, Foreclosure or Shortsale less than 2 years...

Jumbo Loans starting at a 580 FICO

  • Single Family (1-4 Units)

  • Townhomes

  • Condo (warrantable/Non-Warrantable)

  • Condotel

  • Modular

  • Manufactured

The Coastal Funding Difference

12 Month Bank Statement Program for Self-Employed
(Business or Personal)

Non-Occupying Co-Borrowers allowed

Primary, Second Home and Investment Property

90% Loan-to-value on Condo Loans

Simple Application Process

E-Disclosures

Communication and Support from Application to Close

Fast Closings

No Points or Origination Fees

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